Digital transactions, such as UPI payments or wallet payments, usually require a stable Internet connection.
Know How To Transfer Money Without Using Internet On Google Pay, PhonePe, Paytm, UPI
However, people can still transact through Paytm, Google Pay, BharatPe, Amazon Pay, PhonePe, Airtel Payment without internet and smartphone Banks and others
Non-internet users who do not have a smartphone can also make UPI payments for transactions on multiple platforms.
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For this they have to dial '*99#', also known as USSD service. This service has been launched in India for all those mobile users who do not have a smartphone.
In November 2021, nearly four years before the launch of the UPI network by the National Payments Corporation of India (NPCI).
As of August 2016, NPCI has coordinated two advanced installment techniques (UPI and *99#), through which clients can send and get cash utilizing UPI ID or Rupee payment address.
How to use *99# in your mobile:
To create a UPI account, you have to first register yourself in the BHIM app and then register.
Enter your correct phone number linked to the bank account.
Open the dial cushion on your cell phone and type '*99#'. This will take you to a new menu with seven options like 'My Profile' and 'Send'.
'Money', 'Receive Money', 'Pending Request', 'Check Outstanding', 'UPI PIN' and 'Transaction'.
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Next, select the 'Send Money' option by clicking on the number 1 in the text area on your dial pad. You are the only one you can send money using
Bank account number, UPI ID and IFSC code or phone number. Select the option of your choice.
If you select UPI, you will have to enter the UPI ID of the beneficiary, which you will need to enter when you select the Phone number option.
Portable number of the individual to whom you are sending cash. If you select the Bank Account option, you will have to enter the 11 digit IFSC code and
Recipient's bank account number.
Next, just like any other digital transaction platform like Google Pay, enter the amount you want to transfer to another person through Paytm.
In the last advance, enter your UPI PIN number. Select 'Send' to complete the transaction. Upon transfer, you will receive a confirmation
Your phone with reference ID. You will then, at that point, be approached to save the beneficiary as a recipient for future exchanges. There is a fee for using the service
A nominal fee of Rs 0.50 from you
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SOURCE: TIMES NEW NEWS
